Attention homeowners: Real estate appraisal services for in Edmond and Oklahoma County
The top seven reasons OK homeowners hire Golden Rule Appraisals:
Own a home in or near Edmond, OK and need help deciding the value of it?
We at Golden Rule Appraisals understand the special needs of a consumer in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and CPAs. Being a homeowner that ordinarily doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Golden Rule Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. An attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Golden Rule Appraisals is experts in helping customers just like you remove undesirable PMI insurance.
Challenging Oklahoma county's assessment of your property
Lets say you live in an area that is declining -- your local tax assessor may have your house overvalued. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. An appraisal report from Golden Rule Appraisals is your chief weapon when contesting your property tax assessment.
Recently got a freeze your HELOC?
If your house is close to a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Golden Rule Appraisals can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Golden Rule Appraisals can help with that too. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.